Urgently need money, where to get a minimum percentage?
Do you know the situation when you urgently need money? Where to get them, you need to decide quickly, and the number of options can be strictly limited. Of course, there are many reasons for this. But when it is necessary to act quickly and the time to choose options is sorely lacking, you should give preference to the most reliable of them. What is the difficulty of such searches? And how to make the right choice?
What is the difficulty of the search?
When force majeure situations occur in your life, forcing you to look for additional cash, it is very difficult to make the right choice in favor of its source. What is the difficulty if today banks are almost on every corner? The fact is that urgent loans, as a rule, are classified by banks as high-risk events.
Consequently, financial institutions prefer to compensate for their own risks, either overestimating the interest rate or shortening the loan terms.Also, many banks, referring to the risks, are trying to literally impose insurance on borrowers. Therefore, before contacting the bank, think three times. This advice is sure to be useful in case you need money very urgently. Where to get money, and even with a low percentage, we will explain in this article
In addition, often when applying for urgent loans, borrowers need to prepare a whole package of documents. And sometimes leave valuable property on bail. As a result, paperwork takes an already limited amount of time.
How to avoid additional problems?
In addition, the borrower himself takes great risks, being in search of a lender when he needs money urgently. Where to get on the passport and with minimal risk, you can find out if you carefully read our advice. First, you do not need to fall into despair and mess with dubious individuals offering quick loans on an ad. Otherwise, you risk becoming a victim of fraudsters and even contact some criminal personalities.
Secondly, although your time is limited, you should make a list of potential lenders, including banks, and check the reputation of each of them.Make a kind of comparative table. For example, they chose three banks and two private credit companies, went, phoned them and learned credit conditions. Then, in front of each recorded pros and cons. At the end of the resulting table, we can conclude about the choice of the lender.
What to look for when evaluating lenders?
Do you urgently need money? Where to get them, you do not even guess. What to do in this case? Return to the list of potential lenders, and when comparing them, consider the following details:
- interest rate;
- loan terms;
- the amount of the overpayment;
- the presence of compulsory insurance;
- package of required documents;
- the amount of additional fees for the monthly repayment of the loan;
- the presence of fines and penalties in case of overdue payment;
- possibility of early repayment, etc.
And, of course, pay attention to the availability of permits from the organization, and also ask your relatives and friends who previously issued a loan in your chosen credit organization.
Take a loan in Sberbank
Not sure where to get a loan? Need money urgently? Contact a credit institution that is licensed and operating under the law.This may be a bank or microfinance institution.
Who would have thought, but in the bank, you can also take an urgent loan without risks and in the shortest possible time. For example, in Sberbank of Russia you can get a consumer loan without collateral, down payment and guarantors for up to five years. The maximum that can be expected is up to 1,500,000 rubles. The size of the rate for such a credit program will be from 17.5%. The representatives of the bank will consider your application for this loan up to two days. The very same application form can be filled out and sent online.
We make out a loan in VTB 24
VTB 24 Bank allows you to apply for non-target loans in cash for a period of six months and up to three years (maximum - up to five). At the same time, the loan amount directly depends on the chosen credit program. So, the loan "Quick" allows you to get a loan in the amount of 100 000 - 3 000 000 rubles. "Large" involves a loan in the amount of 600 000 - 3 000 000 rubles. And "Convenient" - 100 000 - 599 000 rubles.
The interest rate on the loan in this bank starts from 18.5%. The decision on the loan in this case is made during the day. You can apply online. Credit in this bank can be taken if you urgently need money. Where to get free time to study the above bank credit programs, decide for yourself. The main thing is a legal way to get cash with minimal risk.
Which banks will be lower rates?
If we compare the standard credit programs of banks issuing loans for any purpose, we should single out the following lenders:
- Sovcombank (rate - from 12%, without references, pledge and guarantors);
- "Bank Premier Credit" (the rate starts at 14% per annum, but the loan requires collateral and a guarantor);
- "Housing Finance Bank" (rate 15.69%, income proof required and there is a service charge);
- Bank of Moscow (rate - from 17.9%, does not require collateral, but need a certificate of income);
- "Novopokrovsky Bank" (rate - from 18%, availability of collateral depends on the loan amount);
- “Otkritie Bank” (rate - from 18.45%, issued on the passport);
- "Moscow Credit Bank" (rate - from 19%, without references and collateral).
These banks should be thought of as potential lenders if you urgently need money. Where can I get a loan on a passport, with a certificate of income or not, see for yourself.
Contacting for money in the MFI
If for some reason you are not satisfied with the banks, for example, you do not like the interest, the amount, the timing, then you can always contact an alternative lender - MFO. By the way, this alternative should be resorted to in the event that your age does not meet the requirements of the credit institution. Sometimes it happens. What can a non-banking organization offer?
First, it is not a bank. Therefore, the requirements and attitude to the potential borrower is very loyal. Secondly, you can get such a loan on a passport and without too much paperwork. Thirdly, for clients who have successfully repaid their first loan in an MFI, there is a bonus system. This means that with each subsequent microcredit, your maximum amount will increase, and the interest rate on the loan will decrease. Fourthly, for the registration of a microloan there is no need to go anywhere. You can apply, hear the answer and get the money without even leaving your home. This option will suit everyone who urgently needs money. Where to get them without references and guarantors, we will tell further.
Which MFIs to borrow?
So, suppose you need an amount of 30,000 rubles. You can get a similar microloan in Platiza MFI. The main advantage of the loan is to apply and receive the required amount from any mobile or portable device. To obtain, you must go through a simple registration procedure, fill out a form and wait for the operator to call. The size of the rate - from 1% per day.
Do you need money urgently? Where to get them on the passport, you even can not imagine? Then pay attention to our publication. Here we will talk about the intricacies of issuing term loans and microloans.
If you need 10,000 rubles for up to 20 days, you can get them with the assistance of the MFI "Honest Word". However, the overpayment from the initial amount will be 4,400 rubles. However, this amount already includes interest and maintenance costs.
Kredito24 offers as quickly as possible to get up to 20 000 rubles for up to 30 days. In this case, the commission will amount to 9,000 rubles and exactly the same amount will amount to overpayment. That is, you will take 20,000, and you will need to give up already 29,000 rubles. But on the other hand, such a microcredit is available to all citizens, including those who previously had a damaged credit history, as well as to persons who are not formalized and have a gray or black s / n.
Where to get a quick loan in Belarus?
Need money urgently? Where to get in Belarus, we know. If you live in Belarus, you can get a cash loan in the MFI "911 Credit" using only your passport. Loans in this organization are available from 18 years.
You can leave a request by phone or on the website of the company. Receive money after approval is possible directly to the house. The loan amount will depend on the chosen tariff. For example, the Trust program allows you to borrow up to 20,000 rubles for up to four weeks.Tariffs “Before Pay” and “Narodny” will maximally allow you to get 100,000 rubles for a period of up to 52 weeks.
If it is possible to get a certificate of income from the last job for the last three months, you can submit a loan application to Alfa-Bank. In this financial organization, it is realistic to receive up to 150,000,000 rubles at 3.5% per month. The loan period will be up to 36 months.
We urgently need money: where to get to Almaty?
If you intend to receive a loan in Almaty, you can use the services of microfinance organization “Credit24”. Here you can get up to 30,000 tenge for a period of up to 30 days. After the fifth successfully repaid loan, borrowers can also expect to increase the credit limit to 80,000 tenge. It is noteworthy that borrowed funds can be obtained by following these steps:
- choose the loan amount and the timing of its provision;
- sign an agreement specifying their passport data and SMS code there;
- get money on the card.
Up to 100,000 tenge can be obtained in the MFI MoneyMan. To do this, you just need to go through a quick registration procedure, fill out an online application, get an answer for it in 5 minutes and wait for the transfer of the approved amount to the card on the same day.
Where to get money in Astana?
If you live in Astana, then depending on your needs, it also makes sense to choose between a bank loan and an MFI. For example, you can contact the MFI Kaz Credit Line. The office of the company is located at the address: pr-t Zhenis, 49, VP-5. To obtain a microloan in this organization, you must come to the office of the company with a passport and write a statement indicating the required amount. Here you can count on a loan of up to 1,000,000 tenge. The maximum loan term is up to 5 years. The maximum rate is 56% per annum.
If you need a large amount and urgently, then it always makes sense to go to the pawnshops, where you can actually get up to 80% of the value of the mortgage car. For example, GA Lombard LLP is operating in Astana. The loan term in this company will be from 30 days or more. The rate is from 5% per month. To obtain a loan, you should come to the office of the organization with a passport and documents on the car. This is the place to turn when urgently need money. Where to get the right amount in Astana, decide for yourself.
Summing up, let's say: if you need money, to find a suitable option is quite real. The main thing - do not panic and do not rush to conclusions. Think carefully and weigh everything!